Our plans protect you from costly covered repairs at certified shops — all with fast approvals so you can get back to life.
Affordable plans built around your life
See what common repairs cost — and how HomeDrive Assurance covers them.
Choose the coverage that fits your lifestyle, whether you're protecting your vehicle or your home.
We cover everything in your vehicle except for a few excluded items.
Advanced protection covering powertrain, electrical, HVAC, steering, and suspension systems.
Perfect balance of coverage and value, protecting essential systems and key components.
Affordable protection for core powertrain components, ideal for budget-conscious vehicle owners.
Protect the core systems that keep your home running smoothly. From HVAC to electrical and plumbing.
Keep your essential household appliances running with comprehensive coverage for everyday breakdowns.
Customize your existing policy with specialized coverage for pools, spas, and other premium features
Getting covered is simple. Here's how.
Select home warranty, auto protection, or both. Month-to-month, cancel anytime.
Call our claims line. For auto, visit any certified mechanic.
We review and authorize the repair quickly. A licensed technician handles the fix.
You pay your service fee or deductible. We cover the rest.
"When our water heater broke down, HomeDrive Assurance had a technician at our door the next day. The whole process was seamless and stress-free."
"Our refrigerator stopped working right before a family gathering. HomeDrive Assurance's quick response and efficient repair saved the day!"
"HomeDrive Assurance saved me thousands on my HVAC repair. Their prompt and professional service is unmatched!"
"We switched to HomeDrive Assurance after facing numerous issues with another provider. Their process is seamless, and their customer service is outstanding."
A home warranty (home service contract) covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear — like HVAC, plumbing, water heater, and kitchen appliances. It's not insurance.
Four tiers: Essential (powertrain, $500 deductible), Signature (expanded, $200 deductible), Premium (comprehensive, $200 deductible), and Executive (exclusionary — covers everything except a short exclusion list, $200 deductible). All month-to-month with rental car and rideshare reimbursement included.
Home warranty: $100–$125/month with a $75 service fee. Auto protection: varies by vehicle and tier, $200 deductible (Executive, Premium, Signature) or $500 deductible (Essential). All month-to-month. Call 1-888-856-3302 for a quote.
Home: 30 days. Auto: 30 days and 1,000 miles (whichever comes first). Standard across the industry.
Home: Call 1-888-743-0302. We dispatch a technician. Auto: Visit any certified mechanic and call 1-888-319-9239. They contact us to authorize — you just pay your deductible.
Yes. All plans are month-to-month with no long-term contracts. You can cancel anytime, and you'll receive a full refund if you cancel within 30 days.
Get your free quote today and discover plans tailored around your home or vehicle.
No obligation • Takes less than 2 minutesElite Protection
Our most comprehensive exclusionary coverage plan protects virtually every mechanical and electrical component on your vehicle except specifically excluded items.
Balanced Coverage
A great balance of coverage and value protecting essential systems plus key additional components.
Core Protection
Affordable powertrain protection for the most critical components of your vehicle.
Comprehensive Home Coverage
Covers 18 essential home systems and appliances with month-to-month flexibility. $75 service fee, $100-$125/month.